1. Does your service provide Loans?
No, we do not provide any type of loan. The last thing any family needs if they are having trouble paying their bills is more debt. It's time to start reducing your debt and not increasing it.
2. Is there a fee to consolidate my Debt?
Yes, all debt counseling services must charge a fee to cover the cost of running the business and paying employees, however this fee is regulated by the state you live in, and is structured into your monthly payment program. It is far below the amount of money you save in reduced interest charges, late fees, and total monthly expenditures is substantially greater than their reasonable fee.
3. Are these companies you work with collection agencies?
No! They work soley for you! These services will stop creditors from harassing you once you join their program.
4. Do the companies you work with repair credit?
No. They DO NOT erase negative credit history. What they will do is ensure that upon completion of the program, your creditors acknowledge in writing that you have satisfied your debt with them.
5. Can you consolidate debt like a mortgage or a car loan?
No, this debt management program works only with unsecured debt which is debt that is not backed or underwritten by an asset.
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The Christian debt consolidation information and/or services contained in this website have been obtained from various sources which we believe to be reliable. The promotion of debt consolidation products and/or services listed in this website may be restricted by law in certain jurisdictions. This site does not constitute an offer or solicitation of debt consolidation services to anyone in
any jurisdiction in which such an offer or solicitation is not
authorized, or to any person to whom it is unlawful to make such an offer for debt consolidation.