Christian Web Site      
Powered by
Google

Search WWW Search surfinthespirit.com
 
  Safe Internet Banking Tuesday, December 12th, 2017  


As use of the Internet continues to expand, more banks and thrifts are using the Web to offer products and services or otherwise enhance communications with consumers.

The Internet offers the potential for safe, convenient new ways to shop for financial services and conduct banking business, any day, any time. However, safe banking online involves making good choices - decisions that will help you avoid costly surprises or even scams.

Tips for Safe Banking Over the Internet

Confirm that an Online Bank Is Legitimate and that Your Deposits Are Insured
Whether you are selecting a traditional bank or an online bank that has no physical offices, it's wise to make sure that it is legitimate and that your deposits are federally insured. Here are tips specifically designed for consumers considering banking over the Internet. Read key information about the bank posted on its Web site.

Most bank Web sites have an "About Us" section or something similar that describes the institution. You may find a brief history of the bank, the official name and address of the bank's headquarters, and information about its insurance coverage from the FDIC.

Protect yourself from fraudulent Web sites.
For example, watch out for copycat Web sites that deliberately use a name or Web address very similar to, but not the same as, that of a real financial institution. The intent is to lure you into clicking onto their Web site and giving your personal information, such as your account number and password. Always check to see that you have typed the correct Web site address for your bank before conducting a transaction.

Verify the bank's insurance status.
To verify a bank's insurance status, look for the familiar FDIC logo or the words "Member FDIC" or "FDIC Insured" on the Web site.

Also, you should check the FDIC's online database of FDIC-insured institutions. You can search for an institution by going to Bank Find (formerly "Is My Bank Insured?"). Search by name, city, state or zip code of the bank, and click the "Find" button. A positive match will display the official name of the bank, the date it became insured, its insurance certificate number, the main office location for the bank (and branches), its primary government regulator, and other links to detailed information about the bank. If your bank does not appear on this list, contact the FDIC.

Some bank Web sites provide links directly to the FDIC's Web site to assist you in identifying or verifying the FDIC insurance protection of their deposits.

Also remember that not all banks operating on the Internet are insured by the FDIC. Many banks that are not FDIC-insured are chartered overseas. If you choose to use a bank chartered overseas, it is important for you to know that the FDIC may not insure your deposits. Check with your bank or the FDIC if you are not certain.

For insurance purposes, be aware that a bank may use different names for its online and traditional services; this does not mean you are dealing with separate banks.

This means, for example, that to determine your maximum FDIC insurance coverage, your deposits at the parent bank will be added together with those at the separately named bank Web site and will be insured for up to the maximum amount covered for one bank. Talk to your banker if you have questions.

Know where to get more information about FDIC insurance.
Don't worry about your deposit insurance coverage if you or your family have less than $100,000 in all your accounts combined at the same FDIC-insured bank. But if your accounts total $100,000 or more, find out if they're within the insurance limit. Contact your bank for more information.

Information courtesy of the FDIC


Site copyright© 2002-2017, Surf-in-the-Spirit. All rights reserved.

  Christian Advice - You And The Web

    Information Revolution
    Dot Cons
    Clear Your Cache
    Online Friend
    Email 10 Commandments
    My Rude Awakening
    Christ In Combat
    Email Courtesy
    Internet Investment Scams
    Phishing
    Chain Emails
    Break The Chain
    Computer Instructions



Going Digital
You And Your Computer
Would God Use Email?
You've Got Spam
What's In Your Box?
Top 12 Email Scams
Email Harvesting
Who's Spamming Who?
Business Opportunities
Net Business Opportunities
Safe Internet Traveling
Tips For The Internet



Virtual Worship
Information Technology
Digital Cosmos
Spyware Protection
Detect, Protect, Dis-infect
Humor: Technology Vocabulary
Site Seeing On The Internet
Travel Insurance For Cyberspace
Traveling With Children
Cyberspeak
Manners And Ministry
PC Maintenance Routine

Social Networking
Where Did The Pictures Go?
Content Advisor
Children At Risk Online
Online Predators
Minimizing The Risk
Chat Room Lingo
Careful With Our Words
Stop, Think, Click
Did Jesus Use A Modem?
Safe Internet Banking
Cross Border Scams
Code Of Ethics
  Choose A Topic

    Advice For Christians
    Read The Bible Online
    Work And Business
    Christian Charity
    Church Life

Christian Education
Entertainment
Your Environment
Your Finances
Healthy Living

Christian Home
Christian Music
Parenting
Spirituality
You And The Web

Christian Art And Literature
Just For Teens
Just For Kids
Family Fun
Christian Webmasters

  Other Resources Section


blog

Christian consolidation debt

garcinia cambogia pure extract

How To Lose Weight Fast

Drops Hcg

               © 2001-2017 SurfintheSpirit.com  All rights reserved.